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The indicated price is the minimum bid price of the Bank. Prices are subject to change without prior notice. Misprints and Omissions may occur.

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The indicated price is the minimum bid price of the Bank. Prices are subject to change without prior notice. Misprints and Omissions may occur. 

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The indicated price is the minimum bid price of the Bank. Prices are subject to change without prior notice. Misprints and Omissions may occur.

If Employed / Sole Proprietor 

• Offer To Buy Form (Bank Form)
• Completely filled up Customer Information File (if married, spouse must also fill-up; Bank Form) 
• 2 Valid IDs (Government issued; if married, provide 2 valid IDs of spouse) 
• Marriage Contract or Certificate of No Marriage (CENOMAR) whichever is applicable 
• Bank Certificate indicating Outstanding Balance and ADB 
• Latest Income Tax Return / BIR Form 2316 duly signed by employer and employee 
• Employment & Compensation Certificate indicating tenure, position, & bonus/es 
• Payslip for the last 3 months 
• TIN ID 
• Photocopy of latest Utility Bills (Electricity, Water, Telephone; and must be under the name of the buyer) 

Additional for Sole Proprietor 

• Photocopy of DTI & TIN Registration of business 
• Income Tax Return (ITR) with Audited Financial Statements for the last 3 years (including present year) 

For Corporate Buyer/s

• Offer To Buy Form (Bank Form) 
• Completely filled up Customer Information File – Corporation (Bank Form) 
• Completely filled up Customer Information File for each authorized signatory (Bank Form)
• 2 Valid IDs of authorized signatories (Government issued) 
• Company Profile 
• Certified True copy of SEC Registration, Articles of Incorporation and By-Laws 
• Certified True copy of your latest General Information Sheet (GIS) with SEC received stamp 
• Board Resolution/Minutes of the Meeting and Secretary's Certificate authorizing the purchase of the property and bearing the signature of the authorized signatory (Bank's Format) 
• BIR Certificate of Registration of the Corporation 
• TIN IDs of authorized signatories 
• Income Tax Return (ITR) with Audited Financial Statements for the last 3 years (including present year) 
• Photocopy of at least 2 latest utility bills (Meralco/Nawasa/Phone) of the corporation
• Bank Certificate indicating Outstanding Balance & ADB 

For cash payment:

• 10% initial refundable deposit/ downpayment payable upon submission of offer; 
• 90% balance payable within 30 days from date of approval. 

For Installment*:

• 10% initial refundable deposit/downpayment payable upon submission of offer (will be part of the DP once approved)  
• 20% additional downpayment payable within 30 days from approval;  
• 70% balance payable in equal monthly amortizations at prevailing interest rate via post-dated checks over a maximum term of 5 years (provided that the buyer should not be more than 65 y.o. at the end of the term) 
  • Interest rate and tenure for installment sale are subject to our Sr. Mgt's approval
  • Minimum downpayment should be at least 30% 
    
    

Conditions:     

• Buyers are expected to have conducted their own due diligence and accepts the present/actual condition of the property;
• All expenses for the preparation, execution and registration of the document, including but not limited to notarial fees, registration fees, tax deficiency, documentary stamp tax, business tax, transfer fee, entry fee, assurance fund, real estate tax, levies and other government assessments, if any, and related expenses in the transfer of ownership of the property shall be for your (VENDEE’s) exclusive account. The 6% Capital gains tax/Creditable Withholding tax, based on the selling/contract price, shall be for the account of the Bank (VENDOR) and any excess thereof shall be for the exclusive account of the Buyer (VENDEE); 
• Client shall be solely responsible for the transfer of the title in his/her name and for all tasks appurtenant thereto; 

For installment sale:

• No construction/renovation may be done on the property during the installment period as specified in the Contract to Sell (CTS);
• Buyer must provide a declaration of their monthly household expenses (see attached form) for credit evaluation.
  • For Contract to Sell (CTS) transactions, title shall remain under CBC's name. Deed of Sale will come after full settlement of contract price.
  • All standard terms and conditions of the Bank as stated in the contract such as but not limited to reimbursement of real estate taxes and fire insurance (if any) from the date of sale;
  • Payment of Realty tax and fire insurance premium (if any) for the succeeding months/years from date of execution of contract shall be for the sole account of the Buyer (VENDEE);
  • Sale is on an “as is where is”” basis, and is non-exclusive;                  
  • Should there be other offers/bids for the property, the Mgt. reserves the right to call for a sealed offer/bidding, and accept an offer/bid that may be considered most advantageous to the Bank;    
  • The decision of the Bank is final and binding; 
  • Price does not include transfer expenses and other fees; 
  • All offers are subject to Senior Management's Approval.

Kindly print the downloadable forms and provide all the documentary requirements upon submission of offer together with your 10% deposit. 

• Offer to Buy Form
• Customer Information File (For Individual)
• Customer Information File (For Authorized Signatory)
• Customer Information File (For Sole Proprietorship/Partnership/Corporation/Other Entities)