ATM Savings

Initial Deposit Requirement: PhP2,000.00
Minimum Monthly Average Daily Balance Requirement: Php2,000.00
Minimum Balance to Earn Interest: PhP10,000.00
Comes with: TellerCard
Interest Rate: 0.125% p.a, subject to 20% withholding tax

Passbook Savings

Initial Deposit Requirement: PhP5,000.00
Minimum Monthly Average Daily Balance Requirement: PhP5,000.00
Minimum Balance to Earn Interest: PhP10,000.00
Comes with: Passbook
Interest Rate: 0.125% p.a, subject to 20% withholding tax

Young Savers

Initial Deposit Requirement: PhP100.00
Minimum Monthly Average Daily Balance Requirement: PhP100.00
Minimum Balance to Earn Interest: PhP2,000.00
Comes with: Passbook
Interest Rate: 0.125% p.a, subject to 20% withholding tax

MoneyPlus Savings

Initial Deposit Requirement: PhP20,000.00
Minimum Monthly Average Daily Balance Requirement: PhP20,000.00
Minimum Balance to Earn Interest: PhP50,000.00
Comes with: Passbook, TellerCard
Interest Rate: 0.125% p.a, subject to 20% withholding tax

Notes
- Interest may vary based on ADB and number of withdrawals made during the month, subject to certain conditions. Check the rates with your nearest Chinabank branch.
- The regular savings account rate shall be applied if with more than two (2) withdrawals in a month.

Premium Savings Account

- Opening & minimum monthly average balance: ₱50,000
- Minimum to earn interest: ₱50,000
- Record-keeping: Passbook
- Interest: Tiered; relationship pricing may apply. Rates may change without prior notice.
- Rate conditions: Withdrawal frequency may affect eligibility for the premium rate.
- Tax: Interest is subject to 20% final withholding tax.
- Protection: Deposits are insured by PDIC up to ₱1,000,000 per depositor.
- For current rates and full terms, please contact your Relationship Manager or any Chinabank branch.