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Say hello to the new My CBC Online.

We’ve refreshed your online banking experience with a cleaner look, upgraded features, and smoother navigation—all designed to make banking easier, faster, and more secure.

Whether you’re checking balances, sending money, or managing your cards, it’s now simpler than ever. Already using My CBC on mobile? Great—just log in on desktop with your usual credentials.

 

With My CBC Online, you can: 

  • Apply for an account
  • View account balances and transaction history 
  • Enroll and save your payees and billers for easier access.
  • Pay your bills on the go for FREE, with over 1,000 billers available.
  • Transfer funds now, on a later date, or repeatedly 
    • Within Chinabank
    • Inter-bank
  • View eStatements and transaction history. Hide or unhide your accounts for extra security.
  • Send money to anyone, even if they don’t have a bank account - beneficiaries can pick it up at any Chinabank branch or authorized cash pickup outlet, nationwide.

 

My CBC Online FAQs

What is My CBC Online?

My CBC Online is the new internet banking channel of Chinabank and will replace the current Chinabank Online. This upgrade will offer customers an improved omnichannel experience, allowing for seamless navigation across all platforms. Users can expect consistent interactions and personalized services, which will enhance the overall digital banking experience with Chinabank.

 

Is the new My CBC Online available for use?

My CBC Online is free and is available for use 24/7.

 

Where can I access My CBC online? 

My CBC Online can be accessed through the Official Chinabank website (https//www.chinabank.ph) or by accessing this URL https://digital.chinabank.ph/web.  

You can use the following web browsers: 

  • Google Chrome
  • Microsoft Edge
  • Mozilla Firefox
  • Apple Safari (OS X only)

Who is eligible to register for My CBC Online? 

  • Accountholders with existing Chinabank Mobile and Online enrollment
  • Accountholders without existing Chinabank Mobile and Online enrollment
  • Customers with existing Chinabank credit card/s

 

Can I use my existing Chinabank Online username and password to log in to My CBC Online?

You cannot directly log in to My CBC Online using your existing Chinabank Online username and password. However, you can use them to register.

 

What types of accounts can be used to register in My CBC Online?

You can register using any of your active Chinabank savings account, current account, or credit card.

 

For Current and Savings accounts:

  • To register, you must be either a:
    • Main Account holder, or
    • Joint Account holder (OR only)

The following accounts do not qualify for registration in My CBC App:

  • Peso PSA or Peso Premium Savings Account
  • Sole proprietorship or DBA

Note: If you still wish to access your sole proprietorship account or DBA, you can enroll on China Bank Online - Corporate (CBOL), also known as BOB.

 

 

Can I register for My CBC Online without an ATM card?

You can register using an active savings accounts, current accounts, and credit cards. No ATM activation needed.

 

How can I register on My CBC Online?

  1. Register through the Official Chinabank website (https//www.chinabank.ph) and click “Login” or type https://digital.chinabank.ph/web on your browser.
  2. Tap “Sign up for My CBC”. Make sure to check the box for the terms and conditions.
  3. Press “Continue” and fill in the required information, then tap “Next.”
  4. Select “Text me a verification code”.
  5. Enter the OTP (one-time password) sent to you registered mobile number and click “Submit”.
  6. Enter the EVC (email verification code) sent your registered email address and click “Submit”.
  7. Nominate your username and password then reconfirm password.
    • Username Requirements:
      • Must be between 6 and 18 alphanumeric characters (no special characters).
      • Should not be case-sensitive.
      • Must be unique; no duplicates allowed.
    • Password Requirements:
      • Must be at least 8 alphanumeric characters long.
      • Should contain both upper and lower-case letters.
      • Must include a combination of letters, numbers, and special characters.
      • Previous passwords cannot be reused.

Once registered, there will be a 24-hour waiting period. During this time, you'll receive updates via email and SMS. If you don't receive any notifications, call our Customer Service Hotline at +632 888-55-888 or email online@chinabank.ph.

Note: Separate registrations for the web and app versions are not required. You can access My CBC on both web and mobile app platforms using the same username and password.

 

Can I register for My CBC Online without an ATM card?

You can register using an active savings accounts, current accounts, and credit cards. No ATM activation needed.

 

What should I do if I forgot or want to reset my My CBC Online password?

To reset your password:

  • Click Reset Credentials > Reset password on the login screen
  • Enter the required information and click “Next
  • Enter the OTP sent to your registered mobile number and click “Submit”
  • Nominate a new password and re-type it for confirmation

Successful password reset will result in a confirmation message.

 

Can I log in right after resetting my password?

For your security, a 15-minute cooling period is enforced before the new password can be utilized. You can log in using your new password after 15 minutes.

 

How many failed attempts will result in a lockout?

You will be locked out after a maximum of three (3) consecutive invalid login attempts. You may try logging in again after 15 minutes.

 

What should I do if I forget my registered contact details, such as my email address and mobile number?

You can visit any Chinabank branch to verify your registered email address and mobile number.

 

Why didn't I get the EVC (Email verification code) in my email?

Check your internet connection and your email's Junk or Spam folder.

If you haven't received the EVC (Email verification code), try the transaction again. If it still doesn't work after several attempts, please let us know through our Contact Us page, or email us at online@chinabank.ph with the following details:

  • Subject: My CBC Online - Client's Complete Name
  • Date/Time of Last Attempt:
  • Username:
  • Registered Email Address:
  • Checked Inbox/Spam/Junk? (Y/N)

 

Why didn't I get the OTP on my registered mobile number?

Ensure the reliability of your device's network reception and request a new OTP.

If you still have issues after multiple attempts, please let us know through our Contact Us page, or email us at online@chinabank.ph with the following details:

  • Subject: My CBC Online - Client's Complete Name
  • Date/Time of Last Attempt
  • Username
  • Registered Mobile Number
  • Mobile Service Provider

 

How can I update my registered email address and mobile number?

You may visit any Chinabank branch to update your contact information.

 

Why did my login session expire?

For added security, the system automatically logs you out after five (5) minutes of inactivity. Simply log in again to continue using My CBC Online.

Can I access my transaction history through My CBC Online? 

Yes, transaction history is available: for Savings and Current accounts, the last 90 days; for Credit Cards, the last 30 days; and for UITF, the last 365 days.

 

How can I access my bank statements? 

This feature is available for Savings accounts, Current accounts, as well as Credit Cards.

  • Select More > then click View Statements
  • Select the account you want to view
  • Enter password, default format Credit card: DDYYYY (e.g. 251990), CASA: DDMmmYYYY (e.g. 25Dec1990) 

 

How can I show or hide my other accounts on My CBC Online?

  • Click on “Manage Account" on the upper right of the screen
  • Tap the toggle switch on or off to select the account/s or credit card/s you want show or hide.
  • Enter the OTP sent to your registered mobile number and click “Submit”.

Is there a limit to the amount I can transfer through My CBC Online?

  • Between own Chinabank accounts
    • You may transfer money up to your available balance.
  • To other Chinabank and China Bank Savings accounts
    • You may transfer up to Php 150,000 per transaction and up to a maximum of Php 250,000 accumulated transactions per day, including transfers to other banks or eWallets via InstaPay or PESONet.
  • Via InstaPay
    • You may transfer up to Php 50,000 per transaction and up to a maximum of Php 250,000 accumulated transactions per day, including transfers to other banks or eWallets via InstaPay or PESONet.
  • Via Pesonet
    • You can transfer up to Php 100,000 per transaction, with a daily limit of Php 250,000 for all accumulated transfers, including transfers to other banks or eWallets via InstaPay or PESONet.

 

Is there a service fee for transferring money using My CBC Online?

Transferring funds between CBC and CBS accounts is free of charge. A Php 10.00 fee applies for transactions to other local banks via InstaPay, while a Php 20.00 fee applies for transactions to other local banks via PESONet.

 

How can I verify if my transfer was successful?

  • You will see a confirmation screen displaying your reference number.
  • The completed transaction will appear in your transaction history.
  • A confirmation email and SMS will be sent to your registered email address and phone number.

What is the maximum amount allowed for paying bills through My CBC Online?

There is no limit on the transaction amount in My CBC Online.

 

What is the cut-off time for Pay Bills transactions?

The cut-off time for Pay Bills transactions is 11:59 PM. Any transactions after this time or on weekends and holidays will be processed on the next banking day.

 

How can I verify if my payment was successful?

After a successful transaction, you will:

  • Receive a confirmation screen with your reference number.
  • See the transaction in your transaction history.
  • Get a confirmation email and SMS sent to your registered email and mobile number.

 

Is there a fee for paying bills through My CBC Online?

None. This service is free of charge.

 

What is the My CBC Mobile Check Deposit facility?

The My CBC Mobile Check Deposit feature allows individual clients to deposit valid checks from Chinabank and other local banks directly into their personal savings or checking accounts using the My CBC App. For more information, visit: https://www.chinabank.ph/mycbc-faqs

 

Can I deposit checks using My CBC Online?

The My CBC Mobile Check Deposit facility is currently unavailable on My CBC Online. To deposit checks online, please download and register for the My CBC App, or log in using your My CBC Online credentials.

 

Can I check the status of my deposited checks via Chinabank Online?

You can check the status of your check deposits in the Check Deposit History section of My CBC Online.

To view the status of your check deposits:

  1. Log in to My CBC Online, then go to "More"

  2. Click on "Mobile Check Deposit"

  3. View the list of checks you’ve deposited via the My CBC App, along with their current statuses:

    1. Pending: The check is currently being processed by the Bank and/or the Philippine Clearing House Corporation (PCHC).

    2. Approved: The check has been processed successfully.

    3. Rejected: The check has been rejected due to issues with the details provided. You may deposit the check at your nearest Chinabank branch.

    4. Returned: The check could not be processed and has been returned to the Bank. Please contact the issuer of the check for clarification.

I have saved payees and billers in Chinabank Online. Will those be transferred to My CBC Online?

Yes, enrolled accounts and billers from Chinabank Mobile and Chinabank Online will automatically be migrated to My CBC Online.

 

Where can I check if my previously enrolled accounts have been successfully transferred?

To check if your enrolled accounts have been successfully transferred:

  1. Log in to My CBC App
  2. Tap “More"
  3. Select “Enrolled Accounts”

Your transferred enrolled accounts will be listed there.

 

Where can I check if my enrolled billers have been successfully transferred?

To check if your enrolled billers have been successfully transferred:

  1. Log in to My CBC Online
  2. Click "Pay/Load"
  3. Select "Pay Enrolled Billers”

Your transferred enrolled billers will be listed there.

What are the available Electronic Statement of Account (eSOA) are in My CBC?

Currently available eSOA’s are CASA and Credit Cards.

 

How many months can I see in the eSOA facility?

My CBC will display the latest 12 months of your Savings Account and/or Credit Card Account.