China Bank START

Open an account online and jumpstart your financial goals faster, safer and easier!

  • Open an account with just the China Bank START App, wherever you are
  • Open an account with just one government-issued ID 
  • Fund your account within 90 days
  • Access and manage your newly opened account via China Bank Mobile App

Choose how you want to save

China Bank ATM Peso Savings Account

Maintaining Balance: P2,000 
Min. Balance to Earn Interest: P10,000 
Interest Rate: 0.125% per annum, subject to 20% withholding tax

Overseas Kababayan Savings Account (OKS)

Maintaining Balance: Waived 
Min. Balance to Earn Interest: P1,000 
Interest Rate: 0.125% per annum, subject to 20% withholding tax

Who can open an account

  • Filipino Citizens
  • At least 18 years old 
  • Without existing China Bank Account 
  • Have a permanent Philippine address 
  • Have an active mobile number and e-mail

To open an OKS Savings Account, you must be an OFW or a beneficiary of an OFW.

Search “China Bank START” in Google Play Store for android devices or App Store for iOS users.  
Download and install the application on your device. Minimum OS (Operating System) requirements are Android 9 and iOS 12. 

  1. Download the China Bank START App
  2. Choose the account to open then tap “Apply Now”
  3. Complete the eligibility questions and customer information
  4. Input the one-time password sent to your mobile number
  5. Scan your valid ID and take a selfie
  6. Sign online, review, then submit your application
  7. Provide your username and password to sign up on the China Bank Mobile App
  8. To view your account number, download and log in to China Bank Mobile App.

You will be asked to input the One-Time Activation Code (OAC) sent to your registered email.

You may request for an ATM card from the nearest China Bank branch. You have the option to request for an embossed or pre-processed ATM card. Standard processing time will apply.

How can we help you today?

Get fast answers to your queries. Check out our help center.

Visit our FAQs page