Services | China Bank START App | China Bank Philippines

China Bank START

Open an account online and jumpstart your financial goals faster, safer and easier!

Open an account with just the China Bank START App, wherever you are
Open an account with just one government-issued ID
Fund your account within 90 days
Access and manage your newly opened account via China Bank Mobile App

Choose how you want to save

China Bank ATM Peso Savings Account

Maintaining Balance: P2,000
Min. Balance to Earn Interest: P10,000
Interest Rate: 0.125% per annum, subject to 20% withholding tax

Overseas Kababayan Savings Account (OKS)

Maintaining Balance: Waived
Min. Balance to Earn Interest: P1,000
Interest Rate: 0.125% per annum, subject to 20% withholding tax

Who can open an account

Filipino Citizens
At least 18 years old
Without existing China Bank Account
Have a permanent Philippine address
Have an active mobile number and e-mail

To open an OKS Savings Account, you must be an OFW or a beneficiary of an OFW.

How to install the China Bank START App

Search “China Bank START” in Google Play Store for android devices or App Store for iOS users.
Download and install the application on your device. Minimum OS (Operating System) requirements are Android 9 and iOS 12.

How to open an account online

Download the China Bank START App
Choose the account to open then tap “Apply Now”
Complete the eligibility questions and customer information
Input the one-time password sent to your mobile number
Scan your valid ID and take a selfie
Sign online, review, then submit your application
Provide your username and password to sign up on the China Bank Mobile App
To view your account number, download and log in to China Bank Mobile App.

You will be asked to input the One-Time Activation Code (OAC) sent to your registered email.

How to request for an ATM card

You may request for an ATM card from the nearest China Bank branch. You have the option to request for an embossed or pre-processed ATM card. Standard processing time will apply.