Practical tips you can use to help with financial decisions.
Learn MoreChinabank is setting a new benchmark for affordability with its HomePlus Bundle Promo, featuring a 6.25% p.a. interest rate fixed for five years. This rate is currently the lowest in the market, providing Filipinos with an unparalleled opportunity to lock in significant savings during a period of fluctuating interest rates.
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Chinabank is leading the way in digital banking security and customer convenience with the rollout of FIDO2 Passkey authentication for the My CBC app, becoming the first bank in the Philippines to introduce this global standard for safer, password-free transactions.
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China Banking Corporation (Chinabank; PSE: CBC) delivered a banner performance in 2025, reporting a record net income of P28 billion, up 13% from the previous year. This robust bottom-line growth was driven by the bank’s core businesses, translating to a return on equity of 15.6% and a return on assets of 1.6%.
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Chinabank has once again earned a spot on the "Asia-Pacific’s Best Companies of 2026" by TIME and Statista. This marks the second consecutive year the bank has been recognized as one of the region’s top corporate performers, following its inclusion in the inaugural 2025 list.
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In recognition of its deep and sustained contributions to the Philippines' economic progress and national development, Chinabank was conferred the Nation Builder Award at the Asia Corporate Excellence & Sustainability (ACES) Awards 2025 on November 29 in Bali, Indonesia.
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Chinabank's digital campaign for its redesigned mobile app was distinguished as the Best Program in Digital Marketing at the 2025 Bank Marketing Awards, held on November 28 at the BSP Complex in Manila.
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Chinabank Chairman Hans Sy was named Management Person of the Year 2025 by the Management Association of the Philippines (MAP) for his exemplary leadership in business, sustainability, and nation-building. The awarding was held on November 24 at Shangri-La The Fort, Manila.
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As part of its commitment to transparency and sustainability, Chinabank has appointed CSR Works International to provide external assurance for its 2025 Annual Financial and Sustainability Report.
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Chinabank once again demonstrated its fund management excellence as the Chinabank Cash Fund, a unit investment trust fund (UITF), was named the winner in the Money Market Fund (Peso-FVPL) Category at the CFA Society Philippines’ Best Managed Funds of the Year Awards 2026, held on February 27 at Discovery Primea in Makati City.
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This app is fast, user-friendly and secure. I can easily check balances, transfer funds, pay bills and manage my accounts anytime anywhere. The interface is clean and intuitive and transactions are processed smoothly. Great job to the developers—definitely one of the best banking apps out there!
Mobile Banking (July 2025)
Approved in less than a minute at their Megamall booth. I was expecting after 30 mins pa as advertised. Wala lang na-amaze lang ako coz my 2 other cards are less than a year pa lang. They gave me this temp card, just waiting for my real card na lang.
Credit Cards (Aug 2025)
Honestly, everything was smooth and we’re really happy with our transaction. Just keep up the great work and quality service! Thanks Marrise!
Branch Services (Aug 2025)
Hi Ms. Xes and Team,
We would like to sincerely thank you and your team for the swift and efficient handling of our loan application. We truly appreciate the prompt updates, clear communication, and seamless process from start to finish.
Your support and professionalism made the experience smooth and stress-free, and we are grateful for the excellent service extended to us. This approval means a lot, and we value the effort your team put into ensuring everything was completed in such a timely manner.
Once again, thank you for your assistance and we look forward to maintaining a strong relationship with you all & China Bank.
Consumer Loans (Aug 2025)
I just opened a savings and passbook yesterday with Chinabank PH (The Podium Branch) and what a great service from the Branch Head and staff. My partner and I made the right decision in doing business with this bank! From start until end of process they assisted. Great Job!!
Yes Chinabank PH maganda serbisyo. 21 yrs na akong me account sa kanila i will say na I am satisfied, good service, good people. Trusted bank. Congratulations!
Branch Services (Aug 2025)
The MyCBC app is a big improvement from the old Chinabank app. Clean interface smooth login with biometrics and fast fund transfersbill payments. Mobile check deposit is a huge plus. Overall reliable and convenient.
Allow me to commend MR. JAY as he is fondly called for the excellent service he and his team have afforded me. Mr. Jay always has a ready smile and very charming when he deals with bank clients. He makes sure that every client is attended to promptly.
Im in Frankfurt, Germany now as I write this commendation and Ive been using my CBC credit and debit cards. No hassle ha. It makes me feel good that ChinaBank has super upgraded its services. Very competitive, too. And thank you Mr. Jay for being such a reliable and trustworthy bank executive. Danke!
Branch Services (June 2025)
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