Register, Fund, Earn

Promo

Earn a PHP 150 reward via Giftaway by registering on My CBC, funding at least PHP 15,000, and maintaining the balance for 90 days.

Promo Mechanics

 
  1. The promo is open only to select Chinabank customers who are not yet registered on My CBC and , who will receive an email invitation to join. Per BSP rules, the invitation will not contain a clickable link. Only customers who receive the invitation are eligible to participate in the promo.

  2. Promo period is from September 15, 2026 to December 31, 2026.

  3. Customers who register on My CBC and fund their eligible account with at least PHP 15,000 in fresh funds within 30 calendar days from receipt of the invitation, and thereafter maintain such amount as Average Daily Balance (ADB) for ninety (90) calendar days, will qualify for the PHP 150 reward. For example, a customer who receives the invitation on September 20 must complete the registration and funding requirements on or before October 20 and maintain the required ADB for the succeeding 90 calendar days.

  4. Customers who meet both the funding and maintaining requirements will receive a PHP 150 reward, released as Giftaway e-voucher within four (4) weeks after completion of the 90-day maintaining period and sent to the customer's email address registered with the Bank.

  5. This offer is valid for pre-identified and invited customers and accounts only.

  6. Multiple Chinabank accounts under the same customer name will be considered as one unique customer.

  7. A customer is entitled to a maximum of one (1) reward for the duration of the promo period. There is no raffle or first-come mechanic; every customer who meets the funding and maintaining requirements receives the reward.

  8. Customers who complete the registration and funding requirements within the applicable period shall remain eligible for the reward notwithstanding that the 90-day maintaining period and reward release occur after the Promo Period.

Timeline: Funding and 90-Day Maintaining Period

Stage Timeframe What Happens
Invitation Received Day 0 Customer receives the email invitation to register on My CBC.
Registration & Funding Day 1 to Day 30 Customer registers on My CBC and funds at least PHP 15,000 in fresh funds.
Funding Deadline Day 30 Last day to complete registration and meet the PHP 15,000 funding requirement.
Maintaining Period Begins Date of funding (Day 1–30) 90-calendar-day ADB maintaining period starts as soon as the customer funds at least PHP 15,000, not on the Day 30 deadline; the amount must be maintained as average daily balance (ADB) from that date.
Maintaining Period Ends Funding date + 90 calendar days The required 90-calendar-day ADB maintaining period is completed, counted from the customer's actual funding date.
Reward Release Within 4 weeks after the maintaining period ends PHP 150 reward is released via Giftaway e-voucher.

Example: A customer invited on September 20 must register and fund in by October 20 (Day 30). If the customer meets the funding requirement on October 20, the required 90-calendar-day ADB , maintaining period will run until January 18, and the reward may be released within four weeks thereafter, or on or before February 15.

Terms and Conditions

 

These Terms and Conditions apply together with the Promo Mechanics above.

  1. The "Register, Fund, Earn" promo runs from September 15, 2026 to December 31, 2026 (the "Promo Period").
  2. The reward is non-transferable and can only be used by the intended recipient. It is non-cumulative and cannot be exchanged for cash or other products.
  3. Every customer who satisfies the registration, funding and maintaining requirements under the Promo Mechanics is guaranteed the reward.
  4. The use and redemption of the e-voucher shall be subject to the applicable terms and conditions of Giftaway.
  5. In case of any dispute relating to this promo, the decision of Chinabank, with the concurrence of the DTI, shall be considered final.
  6. By participating in this promo, the account holder confirms that he/she has read, understood, and agreed to the Promo Mechanics and these Terms and Conditions.
  7. For inquiries or concerns, please call the Chinabank Customer Care Hotline at (+632) 888-55-888 or send an email to customercare@chinabank.ph.
  8. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP). Details of the BSP's Consumer Assistance Mechanism are provided at www.bsp.gov.ph.

 



Per DTI Fair Trade Permit No. FTEB-265731 Series of 2026.

 

 

 

 

Download My CBC

 

Frequently Asked Questions

Invited customers who are not yet on My CBC may register using the following steps:

  1. Download the My CBC app from the App Store or Google Play (or tap “Register Now” on the login screen if you already have an old Chinabank Mobile or Chinabank Online username).
  2. Read and agree to the Terms & Conditions and Privacy Policy, then tap “I Agree.”
  3. Fill in the required information, then tap “Next” or “Continue.”
  4. Prepare a valid, unexpired Philippine-issued government ID for Identity Verification.
  5. Enter the OTP (one-time password) sent to your registered mobile number and tap “Submit.”
  6. Enter the EVC (email verification code) sent to your registered email address and tap “Submit.”
  7. Select your location and tap “Continue.”

Note: The same username and password can be used to log in to both the My CBC app and My CBC Online; separate registration is not required.

Once registered, qualified customers can fund using the following steps:

1.     Log in to the My CBC app.

2.     Go to "Accounts" and select the eligible account to fund.

3.     Fund the account through any of the following channels: InstaPay or PESONet transfer from another bank, transfer from a Chinabank account not owned by the customer, or a cash deposit made over the counter (OTC) at any Chinabank branch.

4.     Ensure that fresh funds totaling at least PHP 15,000 are credited to the account within 30 calendar days from receipt of the invitation.

5.     Keep the funded amount in the account to meet the 90-day average daily balance requirement.

Note: Fresh funds refer to funds that are not transferred from the customer's own existing Chinabank accounts. Fresh funds may come from an InstaPay or PESONet transfer from another bank, a fund transfer from a Chinabank account not owned by the customer, or a cash deposit made over the counter (OTC) at any Chinabank branch.

  • Eligible accounts for registration include Savings, Current, and Credit Card accounts. Time Deposit accounts cannot be used for registration.
  • Customers without an ATM card can still register using their Savings, Current, or Credit Card account. No branch or ATM visit is needed to authorize or activate enrollment.
  • Accepted IDs for identity verification include a Philippine Passport, Driver’s License, PhilSys ID, Postal ID, UMID, SSS ID, PhilHealth ID, Senior Citizen ID, Philippine-issued ACR, or PRA ID. Only Philippine-issued IDs are accepted.
  • Usernames must be 6 to 18 alphanumeric characters, be case-insensitive, and be unique. Passwords must be at least 8 alphanumeric characters and include a combination of upper- and lower-case letters, numbers, and special characters.
  • Customers will be locked out after three (3) consecutive invalid login attempts and may try again after 15 minutes.
  • After registration, a 24-hour cooling-off (waiting) period applies before the account is fully activated. Customers will receive updates via email and SMS during this time.
  • This promo is exclusive to customers who are not yet registered on My CBC. Existing My CBC users are not eligible to join.
  • For registration concerns, customers may contact the Customer Contact Center Hotline at (+632) 888-55-888 or email customercare@chinabank.ph.

 

1.     Qualified customers who register, fund in at least PHP 15,000 within 30 calendar days from receipt of the invitation, and maintain that amount for 90 calendar days thereafter will receive a PHP 150 reward.

2.     The reward will be released within four (4) weeks after the completion of the 90-day maintaining period and sent to the customer's contact details (email) registered with the Bank.

3.     The customer will receive the e-voucher via email and will also receive an SMS notification.

4.     The e-voucher is non-transferable and can only be used by the intended recipient.

5.     The e-voucher is non-refundable and non-convertible to cash.

6.     If the e-voucher is not received within the expected timeframe, customers may contact Chinabank Customer Care Hotline at (+632) 888-55-888 or email customercare@chinabank.ph.