Chinabank (PSE: CBC) maintains its long-standing history of rewarding stockholders, even during periods of global economic volatility. The bank’s Board of Directors has approved the declaration of P7.5 billion in total cash dividends, equivalent to 27% of its P28 billion net income in 2025.
In a move to elevate customer experience, Chinabank has officially launched CBC AI (CAI), an AI-powered banking assistant designed to improve how Filipinos interact with the bank. With this rollout, Chinabank continues to strengthen its digital capabilities in the Philippines by expanding the use of conversational AI to support customer service.
Chinabank was recognized among the best organizations, teams, and individuals in Southeast Asia that redefine the future of work through technology and purposeful transformation.
Chinabank’s aggressive push into digital payments and high-value consumer rewards reached a new milestone as it secured four prestigious titles at the 2026 Visa Awarding Ceremony. Held on March 27 at the Blackbird in Makati City, the event recognized the bank’s exceptional growth and its role in modernizing the Philippine retail landscape.
Chinabank once again demonstrated its fund management excellence as the Chinabank Cash Fund, a unit investment trust fund (UITF), was named the winner in the Money Market Fund (Peso-FVPL) Category at the CFA Society Philippines’ Best Managed Funds of the Year Awards 2026, held on February 27 at Discovery Primea in Makati City.
Chinabank is setting a new benchmark for affordability with its HomePlus Bundle Promo, featuring a 6.25% p.a. interest rate fixed for five years. This rate is currently the lowest in the market, providing Filipinos with an unparalleled opportunity to lock in significant savings during a period of fluctuating interest rates.
Chinabank is leading the way in digital banking security and customer convenience with the rollout of FIDO2 Passkey authentication for the My CBC app, becoming the first bank in the Philippines to introduce this global standard for safer, password-free transactions.
China Banking Corporation (Chinabank; PSE: CBC) delivered a banner performance in 2025, reporting a record net income of P28 billion, up 13% from the previous year. This robust bottom-line growth was driven by the bank’s core businesses, translating to a return on equity of 15.6% and a return on assets of 1.6%.
Chinabank has once again earned a spot on the "Asia-Pacific’s Best Companies of 2026" by TIME and Statista. This marks the second consecutive year the bank has been recognized as one of the region’s top corporate performers, following its inclusion in the inaugural 2025 list.