Chinabank is setting a new benchmark for affordability with its HomePlus Bundle Promo, featuring a 6.25% p.a. interest rate fixed for five years. This rate is currently the lowest in the market, providing Filipinos with an unparalleled opportunity to lock in significant savings during a period of fluctuating interest rates.

The bank is offering this market-leading rate alongside a waiver of up to P50,000 in bank fees, making the HomePus Bundle the most cost-effective entry point into homeownership available today.

The impact of this market-lowest rate is substantial when compared to competitor offers, which typically hover around 6.50% or higher.  A borrower taking out a P5 million loan over 15 years, for example, could save over P90,000. 

Eligibility for this record-low rate is designed to encourage comprehensive financial security for borrowers. To qualify for the HomePlus Bundle, applicants must apply for a minimum loan of P1 million and integrate essential protection products into their plan: a Chinabank Credit Card, Mortgage Redemption Insurance, and Property or Fire Insurance. This bundled approach ensures that as borrowers enjoy the lowest rate in the country, they also benefit from a holistic and secure banking relationship.

This limited-time offer is open for new loan applications with complete documentation received from February 2 until March 31, 2026, with a booking deadline of April 30, 2026. Detailed information is available at any Chinabank branch nationwide or click here.