|
Institution |
Category |
Rating |
|
Moody’s |
Outlook |
Stable |
|
Counterparty Risk Rating |
Baa2/P-2 |
|
|
Bank Deposits |
Baa2/P-2 |
|
|
Baseline Credit Assessment |
baa3 |
|
|
Adjusted Baseline Credit Assessment |
baa3 |
|
|
Counterparty Risk Asessment |
Baa 2(cr)/P-2(cr) |
|
|
Issuer Rating |
Baa2 |
|
|
ST Issuer Rating |
P-2 |
Update to credit analysis
Moody’s affirmed Chinabank’s Baa2 deposit and issuer ratings in 2025, driven by the bank's strong capitalization and profitability, and modest deposit franchise, offset by its strong liquidity. The ratings also factor in a one-notch uplift to its baa3 BCA to reflect the moderate probability of support from the Government of Philippines (Baa2 stable).
The outlook on the long-term ratings is stable.
Source: Moody’s credit opinion report (May 2025)