PROMO MECHANICS
1. The Promo is open to all Chinabank Credit Cardholders whose accounts are active, current, and in good credit standing*.
2. The Promo Period is from August 15 to 31, 2025. Blackout dates: N/A
3. Cardholders are entitled to a FREE Pandora Canvas Tote Bag for a minimum single-receipt purchase of P5,000 worth of regular-priced items at Pandora when they use
their Chinabank Credit Card for payment.
4. Cardholders must present and use their Chinabank Credit Card to pay for their total bill in a single-receipt transaction to avail of the offer/s.
5. The offer is valid at participating Pandora stores nationwide.
6. The offer/s is non-transferable and are not convertible to cash, credit, other items, or gift certificates.
7. The offer/s is non-cumulative and cannot be used in conjunction with other promotional offers, packages, corporate rates, and conference/group bookings.
8. In the purchase of goods and services which are on promotional discount, the senior citizen or persons with disability can avail of the promotional discount
or the discount provided under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.
9. The terms and conditions governing the issuance and use of Chinabank Credit Cards are incorporated herein by reference and made integral hereof.
10. Any complaint or dispute concerning the performance and/or delivery of products/services related to the promo shall be settled directly between the Cardholder
and Pandora.
11. In case of disputes related to the promo, the decision of Chinabank with the concurrence of DTI shall be considered final and non-negotiable.
12. By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.
13. For any concerns or inquiries on the products/services of Merchant, kindly call or email Pandora at ask.pandora@lucerneluxe.com.
14. For general concerns on the promo or Card account, please call Chinabank’s Customer Service Hotline at +632 888-55-888 or e-mail creditcards@chinabank.ph.
*Cardholders in good credit standing are those whose accounts are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions governing Chinabank Credit Cards.
Per DTI Fair Trade Permit No. FTEB-234043 Series of 2025.
For concerns, call Chinabank's Customer Service Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).
