PROMO MECHANICS

1. The Promo is open to all Chinabank Credit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.
   
   
2. For a minimum spend of P5,000 single-receipt installment transaction at any branch of SM Store, Cardholders will get a chance to instantly win P5,000 worth of SM Gift Pass. The promo applies to in-store and personal shopper (card present) transactions only.
   
   
3. There will be forty (40) winners of SM Gift Pass nationwide worth Php5,000.
   
   
4. Promo will run from August 1 – September 30, 2024
   
   
5. Redemption of prizes will be from August 1 to November 30, 2024.
   
   
6. Upon completing the installment transaction of P5,000 using your Chinabank Credit Card at SM Store, the transaction receipt will generate the following coupon indicating whether or not the Cardholder wins an instant prize.
   
   
7. To qualify, Cardholders must use his/her Chinabank Credit Card for payment at SM Store.
   
   
8. How to claim the prize: 
   • Winner must present the following documents at the Customer Service Counter of SM Store where the transaction was made. Branch Marketing Manager or Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:
     • Original winning transaction receipt
     • Original winning charge slip 
     • Original winning stub
     • Chinabank Credit Card Used  
     • Valid ID
       
       
9.  Winner must surrender and sign the original winning stub.
   
   
10. The transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of the prize.
    
    
11. Cardholder can only claim his/her prize at the same branch of SM Store where transaction was made.
    
    
12. SM Store will not replace lost or damaged prizes caused by the winner (cardholder).
    
    
13. Employees of SM Store and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. 
    
    
14. Chinabank reserves the right to charge the cost of the redeemed SM Gift Pass/es to the Cardholder’s account in the following cases: 
    • Multiple, invalid, or fraudulent redemptions 
    • Qualified transaction/s used to redeem were subsequently filed under dispute by the Cardholder or were reversed
    • Cardholder is subsequently proven to have violated any of the Promo terms and conditions
      
      
15. Chinabank’s Merchant Installment Terms and Conditions shall apply. For details, visit the Chinabank website and go to the Installment Programs page.
    
    
16. The offer is non-transferrable and cannot be exchanged for cash, vouchers, or other items or used in conjunction with other promotional offers and packages of SM Store. 
    
    
17. In the purchase of goods and services which are on promotional discount, the senior citizen can avail of either the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher. 
    
    
18. SM Store and Chinabank reserves the right to disclose, publish, and feature names, photos and other information of the winners in any mode or manner as they deem appropriate.
    
    
19. By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.
    
    
20. For inquiries on the promo or concerns on their card account, Cardholders may contact Chinabank's Customer Service Hotline at (02) 888-55-888 or e-mail creditcards@chinabank.ph.
    
    

*Good Credit Standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.

Per DTI Fair Trade Permit No. FTEB- 199105, Series of 2024  

For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).