1. Go to “Pay or Transfer” from the post-login menu
2. Select “To Other” and tap “Add Payee”
3. Select Bank from the dropdown list. You may input payee’s account number, mobile number*, or email*.
4. Review details of fund transfer transaction and tap “Confirm”
5. Enter the One-Time Password (OTP) sent to your registered mobile number and tap Next

A confirmation of your successful add payee transaction will be displayed.
 
*Applicable to accountholders of Chinabank, China Bank Savings, BPI, UnionBank, RCBC, and 
Rural Bank of Guinobatan who have linked their account to a mobile number or email address.

1. Select "Pay or Transfer" from the post-login menu
2. Select "To Other" and tap "Transfer To Payee"
3. Provide the required details
4. Review and confirm the details of your transaction and tap Confirm
5. Enter the OTP (One-Time Password) sent to your registered mobile number and tap Next

A confirmation of your successful fund transfer transaction will be displayed.

You need to register an account for InstaPay RTP first before you can receive funds using your email or mobile number.

1. Login to your Chinabank Mobile App. Go to Account Services > Real Time Payment
2. Select the account you want to link to an email address or mobile number. This is your account proxy.
3. Confirm via OTP and you’re done.

Now, there’s no need to share your account number. Inform sender to send funds to you via InstaPay RTP or Fund Transfer using your account proxy (email or mobile number).

1. Select “Scan to Pay or Transfer” from the post-login menu or simply shake your phone to activate the Scan QR function
2. Scan the QR Code or tap “Import from Gallery” if the QR Code is saved on your device’s galley
3. Provide the required details and tap Next
4. Review and confirm the details of your transaction and tap Confirm
5. Enter the OTP (One-Time Password) sent to your registered mobile number

Note: Funds transfer via QR Code is available for select banks only.

1. Go to “QR Code” from the post-login menu
2. Tap on “Generate QR Code”
3. Choose the account you want to generate a QR Code for
4. Enter a nickname for your QR Code. You may also choose to enter an amount to be included in your QR Code
5. Tap on “Generate QR Code”

Your QR Code will be displayed. You may choose to save it to your device for future use or instantly share it to your sender.