Eligibility:  

This promotion is available to all Chinabank retail account holders with any Peso Savings or Peso Checking deposit account and are enrolled on the My CBC app and My CBC Online. 

Term and Conditions:  

1. The “Take 5 this 105” promo runs from October 01, 2025 until December 31, 2025.
2. During the promo period, customers who use the My CBC app or My CBC Online to make fund transfers via InstaPay from one individual bank account to another will enjoy a special reduced fee of only PHP 5.00 per transaction.
3. This promo is exclusively applicable to Inter-bank Funds Transfer between individuals made via InstaPay.  Instapay Funds Transfer to/from corporate/non-individual accounts and transactions processed through PESONet are excluded from the promo.
4. The reduced fee will automatically apply to eligible transactions.
5. There is no limit to the number of transfers the customer can make, provided the total amount of transfers does not exceed PHP250,000.00 per day.
6. Minimum amount to be transferred per transaction via InstaPay is PHP1.00 and maximum amount is PHP50,000.00.
7. This promo is subject to InstaPay limits and terms and conditions and Chinabank Digital Terms and Conditions.
8. The reduced fee is non-transferable and cannot be redeemed or exchanged for cash, credit, privileges, or any other items.
9. Chinabank reserves the right to cancel any promotional fee discount granted and to recover the corresponding amount by debiting the customer’s account without prior notice, in case of fraud, illegality or violation of Chinabank Digital Terms and Conditions and General Terms and Conditions, without prejudice to other remedies available to Chinabank.
10. In case of dispute related to the promo, Chinabank’s decision, in concurrence with the DTI, will be deemed final and non-negotiable.
11. For inquiries about the promo or concerns on their accounts, customers may contact our Customer Contact Center 24/7 Hotline at (632) 888-55-888 or online@chinabank.ph.
12. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP). Details of the BSP’s Consumer Assistance Mechanism are provided in www.bsp.gov.ph/.