PROMO MECHANICS
Eligibility
The 0% Installment Promo (“Promo”) is open to all Chinabank Credit Cardholders (“Cardholders”) with accounts that are active, current, and in good credit standing*.
Promo Period
The Promo is valid only from November 9 to 15, 2026. Travel period is from December 1, 2026 onwards.
How to Avail
Cardholders are entitled to avail of travel offers for bookings made online and through Philippine Airlines ticketing office during the Seat Sale 2026.
Zero (0)% Installment
• Cardholders who use their Chinabank Credit Card, in a single receipt transaction, the full amount of bookings made with Philippine Airlines, may avail of the 0% Installment Offer via Transaction Conversion after purchase through the dedicated hotline at (02) 53229175 from 8am to 5pm.
• Only the following transactions are qualified for the 0% Installment Offer:
• Cardholders are not allowed to combine transactions to reach the required minimum spend.
• Applications for Transaction Conversion are subject to Chinabank’s evaluation and approval processes.
• Qualified transactions converted via Transaction Conversion will not earn rewards points across all Chinabank card types.
• Credit limit must be sufficient during the Transaction Conversion request.
Promo Conditions
• The Promo is non-transferable and cannot be exchanged for cash, credit, travel vouchers, or other items.
• Exclusive fares and final price are dependent on PAL’s offer
• Offers are subject to terms and conditions of Philippine Airlines
Disputes and Violations
• Any dispute or concern regarding the performance, delivery, or quality of the services received shall be settled directly between the Cardholder and Philippine Airlines.
• Chinabank reserves the right to charge the cost of the Promo to the Cardholder’s account, if a Cardholder is found to have violated any Promo mechanics, Chinabank’s General Terms and Conditions, or Chinabank’s Terms and Conditions governing the use of Credit Cards terms before, during, or after availing of the Promo.
• In case of disputes related to this Promo, the decision of Chinabank, with the concurrence of the DTI, shall be final and non-negotiable.
Other Provisions
• Chinabank’s General Terms and Conditions and the Terms and Conditions governing Chinabank Credit Cards are incorporated herein by reference.
• By joining the Promo, the Cardholder confirms having read and understood, and agrees to be bound by, these mechanics.
• For concerns regarding the Promo or their credit card account, Cardholders may contact Chinabank 24/7 Customer Service at +632 888-55-888 or email creditcards@chinabank.ph.
*Cardholders in good credit standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.
Per DTI Fair Trade Permit No. FTEB-271890 Series of 2026.
CAB Approval No.: 0826-10-27-s.2026, : 0827-10-27-s.2026.
For concerns, call Chinabank's Customer Service Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).