PROMO MECHANICS

 

1.1. The 0% Installment Promo ( “Promo”) is open to all Chinabank Credit Cardholders (“Cardholders”) with accounts that are active, current, and in good credit standing*.

2. How to Avail

2.1. Cardholders are entitled to avail of travel offers for bookings made online and through Philippine Airlines ticketing office during the Indepence Seat Sale.

2.2. The Promo is valid only for bookings made within the Promo period of June 15 to 17, 2026.

3. Zero (0)% Installment

3.1. Cardholders who use their Chinabank Credit Card, in a single receipt transaction, the full amount of bookings made with Philippine Airlines, may avail of the 0% Installment Offer via Transaction Conversion after purchase through the dedicated hotline at (02) 53229175 from 8am to 5pm.

3.2 Only the following transactions are qualified for the 0% Installment Offer:

Minimum Spend	Tenor
Php 20,000	3
Php 30,000	6
Php 50,000	12

3.3 Applications for Transaction Conversion are subject to Chinabank’s evaluation and approval processes.

3.4. Qualified transactions converted via Transaction Conversion will not earn rewards points across all Chinabank card types.

3.5. Credit limit must be sufficient during the Transaction Conversion request.

 

3.6. Transaction Conversion transaction must be requested at least 10 banking days prior statement cut-off.

4. Promo Conditions

4.1. The Promo is non-transferable and cannot be exchanged for cash, credit, travel vouchers, or other items.

4.2. In the purchase of goods and services under this Promo, Senior Citizens and PWDs may avail of the discount under the Expanded Senior Citizens Act of 2010 or the Magna Carta for Persons with Disability, whichever is higher.

 

5. Disputes and Violations

5.1. Any dispute or concern regarding the performance, delivery, or quality of the services received shall be settled directly between the Cardholder and Philippine Airlines.

5.2. Chinabank reserves the right to charge the cost of the Promo to the Cardholder’s account, if a Cardholder is found to have violated any Promo mechanics, Chinabank’s General Terms and Conditions, or Chinabank’s Terms and Conditions governing the use of Credit Cards terms before, during, or after availing of the Promo.

5.3. In case of disputes related to this Promo, the decision of Chinabank, with the concurrence of the DTI, shall be final and non‑negotiable.

 

6. Other Provisions

6.1. Chinabank’s General Terms and Conditions and the Terms and Conditions governing Chinabank Credit Cards are incorporated herein by reference.

6.2. By joining the Promo, the Cardholder confirms having read and understood, and agrees to be bound by, these mechanics.

6.3. For concerns regarding the Promo or their credit card account, Cardholders may contact Chinabank 24/7 Customer Service at +632 888-55-888 or email creditcards@chinabank.ph.

 

* Cardholders in good credit standing are those whose accounts are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit or Debit Cards are not reported lost or stolen, and those who have not otherwise violated any of the Chinabank’s General Terms and Conditions, or other applicable Chinabank Terms and Conditions governing the use of Credit Cards and/or Debit Cards.

 

 

CAB Approval No.: 0432-06-02-s.2026, 0433-06-02-s.2026

 

For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).