The Chinabank Ultra Rewards Program

Earn Rewards by Saving!

 

How

Open an Ultra Rewards Peso Deposit Account at any Chinabank Branch near you.
Maintain a monthly Average Daily Balance (ADB) of at least Php1,000,000 in fresh funds to earn monthly rewards.

 

What will you get?

Earn 1 Rewards Point for every Php100 monthly ADB. For example: For a Php1M monthly ADB, you get 10,000 rewards points.​
10,000 rewards points is equivalent to any of the following: (a) 2,500 air miles; (b) 2,500 e-voucher; (c) 2,500 cash rebate; or
   (d) 1-Year Annual Membership Fee (AMF) waiver.​
Plus, get the regular deposit interest rate of 0.125% per annum.

 

How much can you get?

By maintaining a monthly ADB of Php1,000,000 for 12 months, you can earn as much as 120,000 Rewards Points per year—redeemable for 30,000 air miles, cash rebates or e-vouchers, or even a 1-year AMF waiver.​
The more you save, the more you earn—no caps, no limits!

 

Earn Rewards by Spending!

Enjoy added benefits with an Ultra Rewards Credit Card. ​
Get 1 Rewards Point for every Php50 qualified spend.​
For every 10,000 rewards points, you may redeem any of the following: (a) 2,500 air miles; (b) 2,500 e-voucher; (c) 2,500 cash rebate; or
   (d) 1-Year Annual Membership Fee (AMF) waiver.

 

What are considered as fresh funds for this Program?

Whether transacted over the counter, online, or via mobile app, ​

Cash deposit from a non-Chinabank account​
Incoming funds transfer from another bank to Chinabank
Check deposit drawn from another bank​
Fund transfers or on-us checks from a different Chinabank depositor to your Ultra Rewards Account. CBC deposit account should not belong
   to the same Ultra Rewards client or such related accounts​
Chinabank investment products​

The following are not considered as fresh funds:

Whether transacted over the counter, online, or via mobile app, ​

Fund transfers from your own or related Chinabank account/s to your Ultra Rewards Account, whether an individual or joint account.​
Repository of loans (i.e. Home Loan, Auto Loan, etc.), rebates and adjustments​
With pre-arranged deposit agreements for IBS and Cash Management​
Credit card cash installment disbursements​
Salary account or payroll credits​
Proceeds from foreign exchange sales where originating currency is from CBC deposit account​
Employee benefit-related credits (e.g., gas allowance, medical allowance, etc.)

• Opening an Ultra Rewards Peso deposit account is mandatory to participate in the Program.

• Account Type: Individual or Joint/OR.

  o Restrictions: Corporate, business and Joint/And accounts

• Only 1 Ultra Rewards Peso deposit account can be opened per client.

• Ultra Rewards Peso deposit account must be opened for personal transactions and not for the sole purpose of facilitating disbursements.

• Age: 18 years old and above

• Clients with closed CASA within the past 6 months may only participate subject to approval.

Requirements for Opening an Ultra Rewards Peso Deposit Account:

To know more, read the Ultra Rewards Program Mechanics and Terms and Conditions here.