PROMO MECHANICS

1. Qualifications
   The promo is open to all Chinabank Credit Cardholders whose accounts are active, current, and in good credit standing* and Chinabank Debit Cardholders whose accounts are active and with sufficient balance.
2. Program Details
   Cardholders are entitled to the offers below at Lazada via the Lazada mobile app:
   
   
   
   
3. How to Avail of the Offer
   
   1. Download the Lazada app for free via App Store for Apple users or Google Play store for Android users. 
   2. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction. 
   3. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. 
   4. Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out”. 
   5. Enter your shipping and billing information and select Credit or Debit Card as the payment method. Ensure that the Chinabank Credit or Debit Card will be registered as card on file to avail the discount. 
   6. Enter your Chinabank Credit or Debit Card details.
   7. You will automatically see the applicable Instant Off vouchers once all purchase requirements for the promo are met. Make sure to check if the discount was applied to total billing before proceeding to place the order. 
   8. Click “Place Order” to complete the transaction.
4. Terms and Conditions
   1. To qualify for the promo, the Cardholder must use an eligible Chinabank Credit or Debit Card for payment at Lazada. 
   2. Discount Voucher is valid on regular and sale items at Lazada. 
   3. Minimum spend requirement is ₱2,500. Minimum spend applies to total price of selected items in cart prior to any discounts. 
   4. Discount Voucher is not exchangeable for cash, credit or other goods and services. 
   5. Discount Voucher amount cannot be applied retroactively. 
   6. Discount Voucher is not applicable to items marked “Voucher not applicable on this item”. 
   7. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code), and other goods from blacklisted sellers set by Lazada. 
   8. All cancelled orders will not be valid for re-instatement of voucher codes. 
   9. Applicable only to eligible Chinabank Credit and Debit Card BINs and eligible items. 
   10. Discount Voucher cannot be used with other collectible or static code discount vouchers.
   11. The use of voucher is subject to the Lazada Voucher Terms and Conditions. 
   12. The Terms and Conditions governing the issuance and use of Chinabank Credit and Debit Cards are incorporated herein by reference and made integral hereof.
5. Customer Support
   

   For any questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. For general concerns on the promo or Credit Card account, please call Chinabank’s Customer Service Hotline at +632 888-55-888 or e-mail creditcards@chinabank.ph

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*Cardholders in good credit standing are those whose accounts are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions governing Chinabank Credit Cards.

Per DTI Fair Trade Permit No. FTEB-242237 Series of 2025 

For concerns, call Chinabank's Customer Service Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/)