PROMO MECHANICS

1. Eligibility

1.1. The 0% Installment Promo ( “Promo”) is open to all Chinabank Credit Cardholders (“Cardholders”) with accounts that are active, current, and in good credit standing*.

2. How to Avail

2.1. Cardholders are entitled to avail of travel offers for bookings made online through Japan Airlines’ Business on Web at https://www.jal.co.jp/world/en/world/business-on-web/index.html

2.2. Discounted fares provided by Japan Airlines can be booked through JAL Business on Web. Cardholders may use Company ID: PH097478 and Company Number: 598307 to book.

2.3. The Promo is valid only for bookings made within the Promo period of July 10-16, 2026.

3. Zero (0)% Installment

3.1. Cardholders who use their Chinabank Credit Card, in a single receipt transaction, the full amount of bookings made with Japan Airlines, may avail of the 0% Installment Offer via Transaction Conversion after purchase through the dedicated hotline at (02) 53229175 from 8am to 5pm.

3.2 Only the following transactions are qualified for the 0% Installment Offer.

Cardholders are not allowed to combine transactions to reach the required minimum spend.

3.3 Applications for Transaction Conversion are subject to Chinabank’s evaluation and approval processes.

3.4. Qualified transactions converted via Transaction Conversion will not earn rewards points across all Chinabank card types.

3.5. Credit limit must be sufficient during the Transaction Conversion request.

3.6. Transaction Conversion transaction must be requested at least 10 banking days prior statement cut-off.

3.7. Transaction Conversion transaction must be requested once the transaction has been posted.  

4. Promo Conditions

4.1. Travel Period is from July 10, 2026 to May 31, 2027.

4.2 The Promo is non-transferable and cannot be exchanged for cash, credit, travel vouchers, or other items.

4.3 Exclusive fares and final price are dependent on JAL’s offer with CAB Approval 0500-06-30-s.2026

Discounted fares will also be available in other cities across Japan.

4.4.Flights are valid on Japan Airlines flights operated from Manila-Japan. Flights originating from outside the Philippines are not eligible for this offer.

4.5. Fare rules and ticket restrictions will apply.

4.6. Ticket refund is per applicable fare rules. Refund penalty and/or service fee may apply.

4.7. Difference in fare amounts resulting from change in travel dates will be assessed and charged or refunded accordingly based on fare rules.

4.8. Changes & Rebooking: Outbound flight changes are not allowed after the promotional sales period ends, as the applicable promotional fare will no longer be valid.

4.9. Discounts may be recalled if there are any changes made to the ticket.

4.10. Fares exclude all taxes, customs charges, immigration charges and other applicable fees.

4.11. Displayed fares are not guaranteed until the purchase has been made.

4.12. All sectors must be confirmed upon ticket issuance.

4.13. No complimentary hotel accommodations will be offered for long transit times between flights.

4.14. Fares and taxes will be charged in USD and CBC conversion / exchange rates shall apply upon posting.

4.15. Eligible passengers may be exempt from paying the PH tax (in full or discounted) upon submission of documents at the check-in counter. Otherwise, PH tax must be settled at the TIEZA counter at the airport or online.

4.16. A copy of valid passport of the passenger may be requested by Japan Airlines.

4.17. Qualified cardholders shall ensure that they have the proper documentation to depart / enter / transit their destination and that they acknowledge the risk involved in traveling. Japan Airlines and CBC shall not be held responsible for any refund or any associated costs if cardholder is denied entry to a country of transit or destination due to reasons such as incomplete documents, travel restrictions or health protocols.

4.18. Offers are subject to terms and conditions of Japan Airlines.

4.19. Refer to Japan Airlines Contract of Carriage for other terms and conditions.

5. Disputes and Violations

5.1. Any dispute or concern regarding the performance, delivery, or quality of the services received shall be settled directly between the Cardholder and Japan Airlines.

5.2. Chinabank reserves the right to charge the cost of the Promo to the Cardholder’s account, if a Cardholder is found to have violated any Promo mechanics, Chinabank’s General Terms and Conditions, or Chinabank’s Terms and Conditions governing the use of Credit Cards terms before, during, or after availing of the Promo.

5.3. In case of disputes related to this Promo, the decision of Chinabank, with the concurrence of the DTI, shall be final and non‑negotiable.

6. Other Provisions

6.1. Chinabank’s General Terms and Conditions and the Terms and Conditions governing Chinabank Credit Cards are incorporated herein by reference.

6.2. By joining the Promo, the Cardholder confirms having read and understood, and agrees to be bound by, these mechanics.

6.3. For concerns regarding the Promo or their credit card account, Cardholders may contact Chinabank 24/7 Customer Service at +632 888-55-888 or email creditcards@chinabank.ph.

CAB Approval No.: 0500-06-30-s.2026. Per DTI Fair Trade Permit No. FTEB – 261799 Series of 2026.

For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).