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Retail Treasury Bonds (RTBs)

Medium to long-term Peso investment with quarterly interest payouts

Government securities are safe and practically risk-free investments representing the unconditional obligations of the state, with Peso-denominated issuances backed by the national government's full taxing power.

As a Government Securities Eligible Dealer (GSED), China Bank offers customers access to investment in securities issued by the Philippine government. 

Be a part of nation-building as you enjoy ANA – Affordable investment amounts, No management fees, and Attractive returns.

RTBs are issued by the Philippine government to mobilize savings and encourage small investors to participate in the capital market. You can invest as low as P5,000 during the initial public offer period.

Key Features

Issuer:                                                Philippine Government through the Bureau of Treasury
Tenor:                                                 3-25 years
Investment Range:                            Medium to Long Term
Price:                                                  Subject to prevailing market price
Interest Frequency:                           Quarterly
Interest Rate:                                     Subject to the rate set on auction prior to primary issuance
Withholding Tax:                               Subject to 20% tax
Minimum Investment Amount:         Primary Issuance: PHP 5,000.00
                                                            Secondary Issuance: PHP 500,000.00
Liquidity:                                            Tradable in the market
PDIC insured:                                     No

Why invest in RTBs?

  • High liquidity as RTBs can be bought and sold in the secondary market
  • Low risk as you are investing in the Philippine government
  • Flexibility with various tenors available to suit your investment requirements 

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