PROMO MECHANICS​

​1. The Promo is open to all Chinabank Credit Cardholders (“Cardholder/Cardholders”) whose accounts are active, current, and in good credit standing*.​

2. The offer is available from September 4-6, 2026.​

3. Cardholders are entitled to the following offers using qualified Chinabank Credit Cards during the promo period at the SM Home MEGA Warehouse Sale: ​

a.) Up to 70% OFF on select Home Essentials​

b.) EXTRA ₱1,000 OFF for a minimum single-receipt spend of ₱10,000 for straight and 0% installment transactions​

4. Discount is given at point-of-sale for qualified transactions.​

5. The Promo is available only during SM Home MEGA Warehouse Sale at Megatrade Halls 1 & 2, SM Megamall. ​

6. The minimum purchase requirement is defined as the net of all applicable SM discounts (i.e., class discounts, SMAC/SM Prestige discounts, and other SM discounts).​

7. The offer is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with Chinabank’s other promotions, discounted items, and fixed price items (unless specified). ​

8. Splitting of transactions for the purpose of getting multiple discounts is not allowed. Multiple transactions using one or more qualified Chinabank Credit Card/s under one Cardholder within a 15-minute interval shall be considered as a split transaction. If found to have split transaction, only the first qualified transaction will be eligible for the discount. ​​

9. Promo is not applicable to gift cards, gift certificates, gift passes, SM eco bags, wrapping items, membership cards, or other services.

10. In the purchase of goods and services which are on promotional discount, the PWD/Senior Citizen can avail of either the promotional discount or the discount provided under the PWD Act/Expanded Senior Citizens Act of 2010, whichever is higher.​

11. In the event that the Cardholder was able to claim the discount and was subsequently proven to have violated any of the promo mechanics and/or terms and conditions governing the use of his/her Chinabank Credit Card, Chinabank reserves the right to charge the cost of the discount to the Cardholder's Credit Card account.​

12. In case of dispute related to the promo, Chinabank's decision, in concurrence with the DTI, will be deemed final and non-negotiable.​

13. By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.​

14. For inquiries on the promo, Cardholders may contact Chinabank Customer Service Hotline at (02) 888-55-888 or domestic toll-free numbers 1-800-1888-5888 (PLDT) or e-mail creditcards@chinabank.ph

 

*Cardholders in good credit standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.​

 

Per DTI Fair Trade Permit No. FTEB-256276 Series of 2026.​

 

For concerns, call Chinabank's Customer Service Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).