PROMO MECHANICS

 

1. The Promo is open to all Chinabank Credit Cardholders (“Cardholder/Cardholders”) whose accounts are active, current, and in good credit standing*.

2. The offer is available from July 10 to 12, 2026.

3. Promo is applicable to both Straight and 0% Installment transactions only. Cardholders are entitled to the following offers using qualified Chinabank Credit Cards during the promo period at the ACE Mega Home Solutions Fest.

a.) Up to 70% OFF on select items

b.) Additional 10% OFF on all items for a minimum single-receipt purchase of P3,000 with SMAC or ACE Rewards Cards

c.) EXTRA 10% OFF for a minimum single-receipt purchase of P3,000 (Straight) or P10,000 (0% Installment). Discount is capped at P3,000 per qualified transaction.

 

4. The minimum purchase requirement is defined as net of all applicable discounts.

5. Discount is given at point-of-sale for qualified transactions.​

6. The offer is available only during ACE Mega Home Solutions Fest at Megatrade Hall 2, SM Megamall.

7. Splitting of transactions for the purpose of getting multiple discounts is not allowed. Multiple transactions using one or more qualified Chinabank Credit Card/s under one Cardholder within a 15-minute interval shall be considered as a split transaction. If found to have split transaction, only the first qualified transaction will be eligible for the discount. ​

8. Promo is not applicable to gift cards, gift certificates, gift passes, ACE Hardware eco bags, wrapping items, membership cards, or other services.​

9. Promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with Chinabank’s other promotions, discounted items, and fixed price items (unless specified).

10. The Terms and Conditions of ACE Hardware shall apply and subject to standard exclusions.

11. In the event that the Cardholder was able to claim the discount and was subsequently proven to have violated any of the promo mechanisms and/or terms and conditions governing the use of his/her Chinabank credit or debit Card, Chinabank reserves the right to charge the cost of the discount to the Cardholder’s credit or debit card account.

12. In case of disputes related to the promo, Chinabank’s decision, inconcurrence with DTI will be deemd final and non-negotiable.

13. By joining this promo, the Cardholer confirms that he/she has read, understood and agrees tobe bound by the mechanics of the promo.

14. For inquiries on the promo or concerns on their card account, Cardholders may contact Chinabank’s Customer Hotline at (02) 888-55-888 or email creditcard@chinabank.ph

*Cardholders in good credit standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the China Bank Credit Cards.

 

DTI Fair Trade Permit No. FTEB-261011 Series of 2026.

 

For concerns, call China Bank's Customer Service 24/7 Hotline at +632 888-55-888. China Bank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).