PROMO MECHANICS
1. The Promo is open to all Chinabank Credit Cardholders (“Cardholder/Cardholders”) whose accounts are active, current, and in good credit standing*.
2. The offer is available from September 1 to 30, 2025.
3. Qualified customers will get a P1,000 discount on a minimum single-receipt spend of P35,000 straight transaction, paid using credit, debit, or prepaid Mastercard card
at any SM Appliance Center branch nationwide.
4. Offer is applicable to in-store and Personal Shopper (in-store) transactions.
5. To qualify for the offer, the Cardholder must use his/her Chinabank Mastercard Credit Card for payment at SM Appliance Center.
6. The offer cannot be exchanged for cash, credit, gift certificates, or any other products in kind.
7. The promo cannot be used in conjunction with any other discounts or promotions, unless otherwise specified by SM Appliance Center.
8. The Terms and Conditions of SM Appliance Center shall apply.
9. Terms and conditions governing issuance and use of the Chinabank Credit Card are incorporated herein by reference and shall form an integral part thereof.
10. Any dispute concerning the performance and/or delivery of services related to the promo offer/s shall be settled directly between the Cardholder and SM Appliance Center.
11. In case of disputes related to the promo, the decision of Chinabank and SM Appliance Center with the concurrence of DTI shall be considered final.
12. By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the Terms & Conditions of this Installment Program.
13. For inquiries on the promo or concerns on their card accounts, Cardholders may contact Chinabank's Customer Service Hotline at (02) 888-55-888 or e-mail creditcards@chinabank.ph.
*Good Credit Standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.
Per DTI Fair Trade Permit No. FTEB-234334 Series of 2025.
For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).
