PROMO MECHANICS
1. The Promo is open to all Chinabank Credit Cardholders ("Cardholders") whose accounts are active, current, and in good credit standing*.
2. The offer is available from October 17 to 26, 2025.
3. Cardholders are entitled to 10% OFF on all items when they shop at SM Store La Union using qualified Chinabank Credit Card during the promo period for a minimum single-receipt purchase of P3,000 (straight) or P10,000 (0% installment). Maximum discount of P3,000 per qualified transaction
4. Minimum spend requirement refers to NET of all SM discounts.
5. Offer is applicable to in-store and Personal Shopper (in-store pick-up) transactions.
6. In the purchase of goods and services which are on promotional discount, the Senior Citizen can avail of either the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010 or Magna Carta for Disabled Person, whichever is higher.
7. Purchases of cellcards, phonecards, SM Gift Cards, SM Gift pass, and concert tickets are excluded.
8. The Promo is not transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with Chinabank’s other promotional offers, discounted items, and fixed-price items (unless specified).
9. Any dispute concerning the product/services related to the promo offers shall be settled directly between the Cardholder and SM Store.
10. By joining this Promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the Promo Mechanics.
11. For any concern or questions on the promo and SM Store products and offers, please feel free to call SM Store Customer Hotline.
12. For inquiries on the Credit Card account, please call Chinabank’s Customer Service Hotline at +632 888-55- 888 or e-mail creditcards@chinabank.ph.
*Cardholders in good credit standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.
PER DTI FAIR TRADE PERMIT NO. R1-LAU 116, SERIES OF 2025
For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).
