PROMO MECHANICS
1. The Promo is open to all Chinabank Credit Cardholders (“Cardholder/Cardholders”) whose accounts are active, current, and in good credit standing*.
2. The offer is available until December 31, 2025.
3. Cardholders are entitled to avail the 0% Installment for three (3) months in all SM Store branches nationwide for minimum spend of P5,000.
4. To qualify for the offer, the Cardholder must use his/her Chinabank Credit Card for payment at SM Store.
5. Offer is applicable for in-store and Personal Shopper, with card – present transactions.
6. Chinabank’s Merchant Installment Terms and Conditions shall apply. For details, visit the Chinabank website and go to the Installment Programs page.
7. The offer cannot be exchanged for cash, credit, gift certificates, or any other products in kind.
8. The Terms and Conditions of SM Store shall apply.
9. Terms and conditions governing issuance and use of the Chinabank Credit Card are incorporated herein by reference and shall form an integral part thereof.
10. Any dispute concerning the performance and/or delivery of services related to the promo offer/s shall be settled directly between the Cardholder and SM Store.
11. In case of disputes related to the promo, the decision of Chinabank and SM Store with the concurrence of DTI shall be considered final.
12. By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the Terms & Conditions of this Installment Program.
13. For inquiries on the promo or concerns on their card accounts, Cardholders may contact Chinabank's Customer Service Hotline at (02) 888-55-888 or e-mail creditcards@chinabank.ph.
*Good Credit Standing refers to accounts that are active and current and not blocked, delinquent or past due, not under any collections repayment program or special installment, not under investigation due to suspected fraudulent activities, or those whose Credit Cards are not reported lost or stolen, and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of the Chinabank Credit Cards.
Per DTI Fair Trade Permit No. FTEB-210115 Series of 2024.
For concerns, call Chinabank's Customer Service 24/7 Hotline at +632 888-55-888. Chinabank is regulated by the Bangko Sentral ng Pilipinas (BSP) with e-mail address consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).
