Chinabank Commercial and Industrial Property Insurance
Provides comprehensive protection against the following: 

• Fire and Lightning 
• Natural Disasters (Earthquake Fire & Shock, Typhoon and Flood). 
• Extended Cover such as smoke, falling aircraft, vehicle impact and explosion 
• Riot, Strike and Malicious damage 
• Bursting and overflowing of tanks , Apparatus & Pipes; Sprinkler Leakage; and Spontaneous 
• Combustion among others 
• Machinery Breakdown (as extension cover) 
• Business Interruption Insurance (as extension cover) 

Chinabank Motor Fleet Insurance
Protects the owner against loss or damage of vehicle and trucks against: 

• Own Damage and Theft 
• Acts of Nature (Earthquake Fire & Shock, Typhoon and Flood). 
• Medical expenses for driver and passengers  
• Third Party Bodily Injury and Property Damage 

Chinabank Group Personal Accident Insurance
Provides coverage protection for your employees and key personnel and their beneficiaries in case of:  

• Accidental death, Disablement and Dismemberment 
• Medical reimbursement incurred due to accident and or sickness 
• Special cover for sickness related cases such as Dengue, Chikungungya, Covid-19 and leptospirosis 
• Protects 24/7 on and off work or school 
• Burial Benefit 
• Motorcycling cover 

Chinabank Travel Insurance
Provides protection for a passenger hours before the flight and for the whole duration of trip 

• Accidental death and disablement,  
• Cashless medical cover and  
• Travel inconveniences such as baggage loss, trip cancellation, trip termination and others 
• Available both for Domestic and International travel 
• Insurance as requirement for VISA purposes (Schengen countries) 

Chinabank Medical Insurance
Offers health coverage for employees of the company against financial exposure due to medical expenses as a result of accident or illness which includes: 

• In patient and outpatient coverage including pandemic related cases 
• Reimbursement of medical expenses due to accident or sickness 
• Hospital Income Benefit 
• Third Party Administration for Company’s medical fund 

Chinabank Comprehensive General Liability Insurance
Covers payment for accidental property damage or bodily injury to a third party including legal fees, if necessary, that happens in the course of business operations. Product will respond incase of: 

• Medical expenses and other liability caused by negligence of the assured / company 
• Customer Damage to Property 
• Legal Expenses 

Chinabank Electronic Equipment Insurance
Provides accident insurance on an “all risks” basis, covering sudden and unforeseen loss or damage to the insured equipment such as: 

• Electronic data processing (EDP) and office equipment
• Communication and radio equipment
• Graphics industry equipment
• Broadcast and television equipment
• Other miscellaneous electronic equipment (e.g., alarm systems, paging and signaling systems, laptop computers used in the business) 

Chinabank Money, Securities and Payroll Insurance
Protection against loss of money used for business operations as a result of robbery, burglary or brigandage.  

Chinabank Fidelity Guarantee Insurance
Protection against financial loss due to dishonest or fraudulent acts of employee.

Chinabank Property Floater   
Covers loss or damage to mobile equipment or moveable properties such as construction equipment or machines, portable electronic equipment or even paintings or other personal items among others against all risk.

Chinabank Contractors All Risks Insurance (CARI)     
A comprehensive insurance protection against the following: 

• Physical loss or damage for construction works, contract works, civil engineering works,  construction plant and equipment 
• Liability to third party bodily injury or property damage 

Chinabank Erection All Risks Insurance (EARI)       
Protection for contract works involving electro-mechanical works, installation of machinery and equipment, and the like. Aside from contract works, EARI may also cover testing and commissioning once erection or installation is successfully completed.  

Chinabank Marine Cargo     
Covers various hazards related to the movement of goods or cargo via air, land or sea. 
The insurance can cover all stages of delivery - from the time the goods leave the warehouse, 
throughout the course of transit, until its delivery to the consignee’s final warehouse. 

Chinabank Marine Hull   
Provides coverage for marine vessels and their machinery against Loss or Damage. Coverage can range from comprehensive “All Risks” to limited “Total Loss” only. 

Chinabank Surety Bonds     
To guarantee the principal’s responsibility towards the obligee as required by law or contract. 

Chinabank Cyber Insurance
This covers the insured for liability to third party from losses caused by a security breach in the insured’s system plus other direct losses the insured may incur as a result of the breach. 

Chinabank Professional Indemnity Insurance
Provides coverage to professionals as a group for loss or damage to third party as a result of negligence, misrepresentation or wrongful advice.  

Chinabank Sabotage and Terrorism Insurance
This provides cover against financial losses directly resulting from politically motivated violence or terrorism and sabotage events. 

Chinabank Kidnap and Ransom Insurance
Covers the following: 

• Reimburse Ransom and Extortion Expenses 
• Response Consultant Fees 
• Financial Loss 
• Legal Liability 
• Personal Accident Insurance 

Chinabank Directors and Officers Liability Insurance
A liability insurance that covers individual directors and officers of the company from claims made against them whilst performing their duties as officer or director. The policy covers negligent acts or omission causing damage or loss to third party individual or corporation.