| ATM / Cash Card Transactions | |
| Balance Inquiry | |
| Via Chinabank / Chinabank Savings ATM | No charge |
| Via BancNet Member ATM | Fee varies per Bank |
| Withdrawals | |
| Via Chinabank / Chinabank Savings ATM | No charge |
| Via BancNet Member ATM | Fee varies per Bank |
| Via Over-the-Counter (for Cash Card closure only) | PHP 50.00 |
| Via POS (additional Convenience Fee shall be deducted for every withdrawal) | PHP 15.00 |
| ATM Card Replacement | PHP 100.00 |
| Fund Transfer to Other Banks (to BancNet Member Banks) | |
| Using Instapay | |
| Via Chinabank Mobile Banking App | PHP 10.00 |
| Via Chinabank Online | PHP 15.00 |
| Using PESONet | |
| Via Over-the-Counter (Branch) | PHP 200.00 |
| Via Chinabank Online Corporate | PHP 50.00 |
| Using Other Networks | |
| Via Chinabank ATM | PHP 25.00 |
| Via Chinabank Online (using IBFT) | PHP 25.00 |
| Via Chinabank Online Corporate | PHP 150.00 |