Initial Deposit / Placement Requirement
In multiples of P1,000 only
Term of Investment
5 Years and 1 Day
Certificate of Time Deposit
(Applies to Individuals only)
Please present the following to open an account at your preferred China Bank branch:
*Please note that China Bank may require you to present additional IDs to establish and verify your identity.
Average Daily Balance or ADB is the sum of the daily end-of-day balances in the account for the relevant time period - which may be for the month, quarter, year or any other time period for the deposit (varies for different products) divided by the number of days in that period. For example, the formula for computing Monthly ADB is as follows:
ADB = (Day 1 ending balance + … + Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)
Interest earned shall be credited quarterly for Savings (except for MoneyPlus Savings Account where interest is credited monthly) and Current Account provided that the account has not been closed prior to schedule of interest crediting.
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