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Regular Time Deposit

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Home > Peso Accounts > Regular Time Deposit

Initial Deposit / Placement Requirement

  • P 5,000
     

Minimum Tenor

  • 90 Days
     

Interest Rate

  • Per annum, subject to 20% withholding tax 
     
Amount 90 DAYS 180 DAYS 360 DAYS
PHP 5,000 – PHP 49,999 0.700% 0.825% 0.950%
PHP 50,000 – PHP 299,999 0.825% 0.950% 1.075%
PHP 300,000 – PHP 499,999 0.950% 1.075% 1.200%
PHP 500,000 – PHP 999,999 1.075% 1.200% 1.325%
PHP 1,000,000 – PHP 4,999,999 1.575% 1.700% 1.825%
PHP 5,000,000 & up 1.700% 1.825% 1.950%

Documentation

  • Certificate of Time Deposit
     

Access Points 

  • Branch
  • China Bank Online
     
Others
  • Option to automatically rollover your principal and interest at maturity date.
  • Placement is subject to Documentary Stamps Tax (P 1.50 for every P 200 multiplied by the term, divided by 365 days)
  • PDIC coverage: Maximum deposit insurance for each depositor P500,000
China Bank is a proud member of .
Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.
China Bank is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries and other concerns, please call China Bank's Customer Contact Center at (02) 888-55-888, or email online@chinabank.ph, or the BSP Financial Consumer Protection Department at (02) 8708-7087.
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