Check Management

Personal
Business
About China Bank
Regular Time Deposit

Initial Deposit / Placement Requirement

  • P 5,000
     

Minimum Tenor

  • 90 Days
     

Interest Rate

  • Per annum, subject to 20% withholding tax 
     
Amount 90 DAYS 180 DAYS 360 DAYS
PHP 5,000 – PHP 49,999 0.700% 0.825% 0.950%
PHP 50,000 – PHP 299,999 0.825% 0.950% 1.075%
PHP 300,000 – PHP 499,999 0.950% 1.075% 1.200%
PHP 500,000 – PHP 999,999 1.075% 1.200% 1.325%
PHP 1,000,000 – PHP 4,999,999 1.575% 1.700% 1.825%
PHP 5,000,000 & up 1.700% 1.825% 1.950%

Documentation

  • Certificate of Time Deposit
     

Access Points 

  • Branch
  • China Bank Online
     
Others
  • Option to automatically rollover your principal and interest at maturity date.
  • Placement is subject to Documentary Stamps Tax (P 1.50 for every P 200 multiplied by the term, divided by 365 days)
  • PDIC coverage: Maximum deposit insurance for each depositor P500,000
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