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Regular Time Deposit

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Home > Peso Accounts > Regular Time Deposit

Initial Deposit / Placement Requirement

  • P 5,000
     

Minimum Tenor

  • 90 Days
     

Interest Rate

  • Per annum, subject to 20% withholding tax
  • All amount tiers and interest rates are subject to change without prior notice. Kindly coordinate with your branch of account for the applicable interest rates.
     
Amount 90 DAYS 180 DAYS 360 DAYS
PHP 5,000 – PHP 49,999 0.000% 1.100% 1.200%
PHP 50,000 – PHP 299,999 0.000% 1.100% 1.200%
PHP 300,000 – PHP 499,999 0.000% 1.100% 1.200%
PHP 500,000 – PHP 999,999 0.000% 1.200% 1.300%
PHP 1,000,000 – PHP 4,999,999 0.000% 1.225% 1.325%
PHP 5,000,000 & up 0.000% 1.350% 1.450%
Effective May 21, 2020

Documentation

  • Certificate of Time Deposit
     

Access Points 

  • Branch
  • China Bank Online
     
Others
  • Option to automatically rollover your principal and interest at maturity date.
  • Placement is subject to Documentary Stamps Tax (P 1.50 for every P 200 multiplied by the term, divided by 365 days)
  • Deposits are insured by PDIC up to P500,000 per depositor.
China Bank is a proud member of .
Deposits are insured by PDIC up to P500,000 per depositor.
For concerns, call China Bank's Customer Service Hotline at +632 888-55-888. China Bank is regulated by the
Bangko Sentral ng Pilipinas (BSP) with email consumeraffairs@bsp.gov.ph. BSP Online Buddy (BOB) may be accessed via BSP Webchat (http://www.bsp.gov.ph/), SMS (021582277 for Globe subscribers only), and Facebook (https://www.facebook.com/BangkoSentralngPilipinas/).
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