CHINA BANK CASH REWARDS MASTERCARD FEATURES AND BENEFITS
CASH REWARDS1Enjoy up to 6% Cash Rewards on your purchases. Please refer to the Cash Rewards Member’s Guide to learn more.
WORLDWIDE ACCEPTANCEYour China Bank Cash Rewards Mastercard is accepted in millions of Mastercard-affiliated merchants worldwide. You can use your Card for in-store purchases by dipping it at point-of-sale terminals, tapping it at contactless-enabled machines (for transactions not more than Php2,000), and at online shopping websites. Your China Bank Cash Rewards Mastercard cannot be used in gambling sites and casinos.
INSTALLMENT PROGRAMS2Enjoy light monthly payments with China Bank Cash Rewards Mastercard’s installment programs.
INTEREST-FREE CREDITAll your Card transactions are interest-free when you pay your Statement Balance in full on or before the Payment Due Date indicated in your Statement of Account.
Finance Charges will not be imposed if you opt to pay the Statement Balance. However, if you choose to pay the Minimum Amount Due or any amount less than the Statement Balance, applicable Finance Charges will be levied accordingly. Always pay your Card bills on time to maintain a good credit standing. The Bank reserves the right to increase or decrease your credit limit based on Bank policies.
CHINA BANK CREDIT CARD EXCLUSIVE DEALS (CBC DEALS)Enjoy exciting discounts and freebies at participating establishments with your China Bank Cash Rewards Mastercard! Click here to check ongoing promotions.
SUPPLEMENTARY CARDSShare the privileges of your China Bank Cash Rewards Mastercard with your loved ones. They can enjoy the same perks you get through CBC Deals, 0% installment program, or online shopping. To apply for a Supplementary Card, call China Bank Customer Service 24/7 Hotline or download the Supplementary Card application form.
SECURITY FEATURESYour China Bank Cash Rewards Mastercard is equipped with the following security features to ensure the safety of your Card purchases:
STATEMENT OF ACCOUNT (SOA)*To support our green initiative, you are automatically enrolled in our electronic SOA (e-SOA) facility. Your monthly e-SOA will be sent to your e-mail address on record. You will also receive an SMS alert once your e-SOA has already been sent via e-mail.
Remember to always pay on or before the Payment Due Date indicated on your e-SOA to avoid incurring Finance Charges and Late Payment Fees and to ensure uninterrupted use of your Card. Inform us immediately should you fail to receive your e-SOA. To ensure receipt, always keep your e-mail address on record updated by calling China Bank Customer Service 24/7 Hotline.
24/7 CUSTOMER SERVICEOur China Bank Customer Service Hotline is available to assist you with your needs 24 hours a day, 7 days a week. Simply call +632 888-55-888 or Domestic Toll-Free Number 1-800-1888-5888 (PLDT).
LOST CARD PROTECTIONIn the event that your Card was lost or stolen, you should immediately contact China Bank Customer Service 24/7 Hotline at +632 888-55-888 or Domestic Toll-Free Number 1-800-1888-5888. You will not be liable for charges incurred in your Card Account after the time of reporting of lost or stolen Card.
FLEXIBLE PAYMENT OPTIONSYou may opt to pay any of the following amounts:
PAYMENT CONVENIENCESettle your China Bank Cash Rewards Mastercard bill through any of the following channels:
1Subject to applicable Terms & Conditions.2Minimum installment amount is Php3,000 or as set by Merchant. Tenor may vary per merchant.3Applicable to Principal Cardholders. 4Principal Cardholders may apply at their China Bank branch of account.