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Certificate of Time Deposit
Certificate of Time Deposit

Key Benefits

Initial Placement Requirement P 5,000
Amount (Peso) Interest Rate
(per annum)
  30 days 60 days 90 days
5,000 – 49,999 1.750% 2.000% 2.000%
50,000 – 199,999 2.000% 2.250% 2.250%
200,000 – 499,999 2.250% 2.500% 2.500%
500,000 – 999,999 2.500% 2.750% 2.750%
1,000,000 – 4,999,999 2.750% 3.000% 3.000%
5 Million & Up 3.000% 3.250% 3.250%
(subject to 20% withholding tax)
Effective August 23, 2010
Tenor Minimum of 30 days
Documentation

Certificate

Access Points
  • Branch
  • China Bank Online
Others
  • Option to automatically rollover your principal and interest.
  • Investment documents can be picked up or delivered
  • Placement is subject to Documentary Stamps Tax (P 1 for every P 200 multiplied by the term divided by 365 rounded off to the nearest P 0.10)
  • PDIC coverage: Maximum deposit insurance for each depositor P500,000
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Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000
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